NGC is proud to partner with Collateral Finance Corporation (CFC) to offer our submitters the ability to borrow using their existing NGC-graded coins as collateral. Numismatic backed loans offer cash liquidity without the need to sell your assets.
CFC is the Leader in Gold & Silver Loans$300+ Million of Loans Since 2005
Loans of $25,000 (minimum) to $5 Million
CFC Offers Compelling TermsLow Interest Rates
No Origination or Pre-Payment Fees
Loans are meant for commercial use and subject to restrictions based on state residence.
Get Started Today!
CFC Loans Offer
Loans start at $25,000, up to $5 Million
Interest Only & Fixed for Term
Typically 10 Days or Less
Complimentary via USPS (deductible and conditions apply)
Up to 65% of Numismatic Value
How It Works
Quick and Secure
Security by Loomis
Most loans funded within 10 days
CFC is a licensed California Finance lender that was established in 2005 and offers financing on a wide array of precious metals and numismatic products. CFC is a wholly owned subsidiary of A-Mark Precious Metals (Nasdaq: “AMRK”), a leading bullion trader and wholesaler.
A: Yes. CFC has a minimum loan size of $25,000. This means that, based on a typical Loan-To-Value ratio of 65%, a borrower needs to have approximately $40,000 of NGC-graded coin collateral.
A: CFC endeavors to promptly process loan applications. The typical time from the submission of an application to receipt of funds is ten or fewer business days.
A: CFC references provided by corporate parent A-Mark Precious Metals to determine the value of numismatic collateral.
A: Individual and joint borrowers are asked to provide contact information, an estimate of their liquid assets and net worth. A copy of a government issued ID (generally a driver's license or a passport) is required to secure a loan as well as disclosure related to liens, judgments, or pending litigation.
A: Yes. Borrowers must be citizens or legal residents of either the United States or Canada and their loans are subject to restrictions based on state or provincial residency.
A: Yes. A borrower is required to represent that a loan's proceeds will be used for commercial investment purposes. The objective of this restriction is to ensure that someone is not borrowing capital to fund day-to-day personal expenses.
A: CFC references A-Mark Precious Metals, Inc. (Nasdaq: AMRK) to determine the value of numismatic collateral.
A: No. Prior bankruptcies or a less than optimal credit record do not directly impact loan decisions.
A: Yes. CFC will perform a search of relevant Uniform Commercial Code (UCC) filings to ensure that there are no claims on the proposed collateral.
A: CFC loans are for 180 days. Borrowers are generally offered the opportunity to renew their loan several weeks before maturity. Most CFC loans are renewed for multiple terms.
A: No. CFC's loans do not have origination, pre-payment, or other fees except for those associated with materials processing and late payments. CFC loans do have a storage charge based on collateral value.
A: Yes. A decline in collateral value based upon current market prices can result in a margin call. The purpose of a margin call is to return a loan to an acceptable Loan-To-Value ratio. Borrowers are generally provided an opportunity to meet a margin call by supporting their loan with additional collateral or cash capital as well as authorizing CFC to monetize a portion of their existing collateral.
A: Yes. A loan can be paid off any time without incurring fees. Loans may be repaid by bank wire, check or through the authorized sale of the underlying collateral.
Please visit NGCloan.com or contact CFC directly at (855) NGC-4424
Join NGC for free to add coins, track your collection and participate in the NGC Registry. Learn more >