Perhaps it is just me, but as I have collected Franklin Halves for some time, I have noticed that PCGS seems to be flooding the market with new (e.g. their newest holders, retro green and dark blue) certified coins which for the most part, in my opinion do not live up to standard to the grades that have been assigned. I am aware that PCGS basically ignores the top set of bell lines, which is a strike against them but I had purchased a few PCGS coins and thought, let me try a crossover of those coins that I felt would merit an NGC holder. Wouldn't you know it, I sent in 4 coins recently to cross and not one was crossed over at the same grade. In fact, one was CAC-stickered (and pictured here) and did not meet NGC's standards. I had thought that all 4 of these coins were worthy of crossing over and I had see plenty of newer PCGS certified coins that I would not buy because they were overgraded, in my opinion.