The NGC Universal ID is a four digit alphanumeric that groups coins based on a unique combination of date, mintmark, denomination and striking process (MS, PF, or SP). These IDs are a simple organization of all coins prior to variety attribution and grading.
This issue is very common in the lower Mint State grades, with thousands certified by NGC and PCGS from MS60 through MS64. At MS65 the '98-S becomes scarce, and it is rare any finer.
Description and Analysis courtesy of Heritage Auctions and may not be republished without written permission.
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