I should of taken the error coin out. Submitted on a different line or form. My fault. I submitted in bulk. I thought that NGC would do the right thing. I was wrong (only my 2nd year submitting coins for grading). Note, When I got the Morgans from the mint. I had a broken lens on 1 coin, all the coins were loose in package. I, like all of you collectors, inspect all of my coins with a magnifying lens. That's how I noted the scratches on two (both came back MS68). Once again, I consider myself lucky, that I was able to get the coins from the Mint in the first place. I have a full time job, coin collecting is a passion/hobby. I wondered if I should post or not. After about 30 days, I thought yes. Is it better to share a story or not? I have been collecting coins for over 30+ years. New to the game of GRADING. I do not sell coins for profit (My collection). I love collecting coins. I hope all of you do too. I meet and talk with some great people at coin shows. Overall, my grading experience with NGC, is what I would call fair. I prefer coins to be in graded holders, I know their not fake (China) or have been modified. We need NGC and other grading companies. I believe there is a bright future for these companies. But that said... My friend worked in a famous Gold Mine in California. He said 50% of the employees stole gold. They had cameras and metal detectors, and they still stole. Never underestimate humans. Side note, I will try to find the post in coin world/week, where I posted that I had just submitted the error coin for grading (prior week in 2021), when NGC discovered MY error coin. Be safe out there!